I have a lot of people tell me they can't afford a trip to Chile with a guide. And I fully admit, it's not "cheap." A week of skiing might run $4000 with airfare included. So, yes, it's not an insignificant cost.
How many cups of coffee do we buy on the way to work? How many quick lunches do we buy instead of make at home? How many beers to we buy in the bar? How many things do we casually purchase even though they don't really add an experience to our life?
I do believe there is merit to buying experiences, not stuff. Skiing in Chile is an experience. Two hundred, skinny, tall lattes with foam art is not an experience. Give it some thought.